Saturday, July 3, 2010

Money Mess!

So recently i bought Cleo magazine(July 2010 edition) and was going through the pages as i would normally do..beauty and fashion catches my eye usually.well, i'm a girl..hehehe..anyway..as i was flipping through the pages there's this article..well not article but a quiz actually that says "are you in a money mess?"..and quickly my eyes went straight to the results(oh well aku kan pemalas gila nk wat quiz mcm ni pon xlarat)..
I read the column under "mostly C's, your money's a mess"..inside of me knows that is the result i deserve and suits me the most so I can't be bothered by mostly A's and B's. Here's the thing..i'm lousy at keeping money..very, terribly, lousy..i spend like crazy and the allowance my parents gave me(which is more than enough for a normal student like me) is never enough..i kept asking from them and as would any loving responsible parent would do,they will give it to me :')..and if they think they had enough of my shenanigans and would not me give any extra cash, stupid me will borrow from my sister(i wonder why she has more cash). I spend it mostly on clothes and expensive food..gosh what was i thinking..igt anak tan sri ka..even the movie Confessions of a shopaholic pon x menginsafkan aku..ish3..My.spending.is.horrible.
Anyway the result says "you need to prioritise-your mortgage, tax and utility bills are more important than your fashion buys" and then boom it hit me. Although i wouldn't have to worry about mortgages and taxes now, I never thought of that..my necessities(food and transport) are way more important than those pretty jackets..and that is what i should keep my money aside for. Baba slalu ckp setiap kali aku mintak duit lebih.."kira betoi2 la spending u tu"..and aku tersgtlah malas nk kira finances aku.
But after reading that particular line in the quizs' result, aku insaf..weird huh..maybe that's the thing i needed to hear all this time..I have to watch my spending..i need to...especially now that my mother is not here anymore to support me and our source of income is only through my father. So i made a list off all my spendings and of course my priority on the list is food and transport. I try to cut down as many ringgits as i would on my food which means eating in campus regularly bcos it's cheap there and less mcdonalds and burger kings and secret recipes etcetera etcetera..After all the maths i've done on my spending list..aku puas hati ngan outcome dia..aku kira betoi2 every little thing that i need and cut back on what i don't need...i can even make room for savings after i calculated everything properly.. I don't know why la tp lepas aku wat list tu i feel sooooo good about myself. Hopefully i can adapt to it and i will!